Retirement Planning

As you move through the various stages of life, one of the biggest transitions takes place around retirement. Up to that day, your investment focus has been on accumulating assets, known as the accumulation phase. At retirement, you will move into the withdrawal stage, meaning you must begin withdrawing some of your assets.

Whether you’re rolling over a 401(k) or transitioning a family business to the next generation, you need a retirement planning expert who understands the financial implications of these major life changes, and how to navigate through them successfully.

At Dempsey Lord Smith, LLC, we provide the personal attention of a small firm while offering access to investment vehicles provided by larger firms. Working with your advisor, our goal is to:

• Build a retirement portfolio suited to your income needs
• Minimize your expenses including tax payments
• Limit your exposure to market risk
• Rebalance your portfolio regularly
• Keep your finances flexible amid a changing economy
• Maintain regular contact with you

Dempsey Lord Smith, LLC uses tactical asset allocation, traditional investments, and alternative investments with the goal of preserving and growing your assets while minimizing market risk.